Rock Creek Subd

Biloxi, MS

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Key facts from Rock Creek Subd's documents

Reflects the 2014 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Units / lots
81 (initial phase); additional property may increase (Exhibit A: 'Lots One through Eighty-One )
Developer / declarant
Smart Living, LLC (Page 1: 'by SMART LIVING, limited liabil)
Assessments & dues
Board of Directors fixes annual assessment at least 30 days in advance; one-fourth due each calendar quarter (Section 4.05)
Reserves & fees
Association shall establish a reserve fund for periodic maintenance, repair, and replacement of Common Area improvements (Reserve Account) (Section 3.05)
Pets
Yes, dogs, cats, and other household pets allowed subject to Association rules. (Section 7.06)
Parking & vehicles
Recreational vehicles and boats shall be parked in garages or basements or stored out of sight from all neighbors and fully screened by fence at least 6 ft high. (Section 7.10(c))
Fences
Walls or fences shall be of ornamental iron, from front property line to 20 feet behind corner of house nearest front property line. Must be approved by ARC. (Section 7.05(l))
Architectural approval
Yes, Architectural Review Committee must approve plans and specifications for any house, building, structure, or improvement, including exterior alterations. (Section 6.01)
Home business
Allowed as secondary use if uses no more than 10% of total square footage and is secondary to residential use (Article 7.12) (Section 7.12: 'a Lot Owner may conduct a)
Signs & flags
Only 'for sale' signs under 4 sq ft during active sale, builder signs during construction, and security sign within 10 ft of entrance. No other signs. (Section 7.03)
Setbacks / home size
Minimum 1,200 square feet of heated and cooled living space. (Section 7.05(a))
Maintenance
Owner responsibility (Section 5.01: 'all structural repairs and maintenance, external and internal'). (Section 5.01)
Insurance
Policies may contain reasonable deductible as determined by Board (Section 11.01). (Section 11.01)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Rock Creek Subd is a homeowners association in Biloxi, MS.

HOAproxy has 5 documents on file for Rock Creek Subd: 5 CC&Rs. Last updated 2026-06-18.

Governing documents

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