Live Oak on the Bay Subdivision

Biloxi, MS

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Key facts from Live Oak on the Bay Subdivision's documents

Reflects the 2012 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
subdivision with owner's association (Page 2, Section 1.03(d) defines Associat)
Legal name
Live Oak On the Bay Subdivision
Developer / declarant
SMART LIVING, LLC, a Delaware limited liability company (Page 1, preamble)
Assessments & dues
Set by Board of Directors at least 30 days before each annual period (Section 4.05)
Special assessments
Board may levy for capital improvements; total per year not to exceed $500 per Lot unless approved by majority of voting rights (Section 4.04)
Collections & liens
Assessments are a lien on the Lot; Association may foreclose like a mortgage and has power of sale (Section 4.01 and 4.06)
Reserves & fees
Association shall establish and maintain an adequate reserve fund for periodic maintenance, repair, replacement of Common Property improvements (Section 3.05)
Pets
Dogs, cats, other household pets allowed subject to Association rules; not for commercial purpose (Section 7.07)
Leasing & rentals
Homes and Lots may be leased for residential purposes only (Section 8.01)
Parking & vehicles
Recreational vehicles, campers, boats must be parked in garages or basements or stored out of view from street (Section 7.11(c))
Architectural approval
ARC shall approve or disapprove in writing within 30 days; otherwise deemed approved (Section 6.02)
Home business
Allowed within Home if not more than 10% of total square footage and does not change residential character (Section 7.14)
Signs & flags
Association may require hanging of flags or decorative items at locations determined by Association (Section 7.19)
Use restrictions
Each Lot restricted to private, single-family dwelling for residential use (Section 7.01)
Voting & meetings
Voting by Owners in accordance with the Bylaws (Section 3.03)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Live Oak on the Bay Subdivision is a homeowners association in Biloxi, MS.

HOAproxy has 1 document on file for Live Oak on the Bay Subdivision: 1 CC&R. Last updated 2026-06-18.

Governing documents

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