Flat Rock Ridge

Middletown, KY

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Key facts from Flat Rock Ridge's documents

Reflects the 2014 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Covenant / Planned Community
Developer / declarant
Ball Homes, LLC
Assessments & dues
By Association, but not specified in these documents; Section 17 of Sec3 CCR says no assessments due until performance bonds released and title transferred (Section 17 of Sec3 CCR; Annexation Para )
Collections & liens
Developer may place a lien on lot for unpaid maintenance costs, subordinate to first mortgage; foreclosure allowed (Section 8 of each CCR)
Reserves & fees
12% interest per annum on unpaid costs for lot maintenance work by Developer (Section 8 (in each CCR))
Pets
Yes, household pets (dogs, cats, etc.) allowed, not for commercial/breeding purposes (Section 9 of each CCR)
Leasing & rentals
Not explicitly; one sign for sale or rent allowed; no restrictions on leasing mentioned (Sign section allows 'sale or rent' sign)
Parking & vehicles
Not explicitly prohibited; but parking of junk cars, RVs, boats on streets is prohibited (Section 6)
Architectural approval
Yes; Developer (or Association after annexation) must approve all plans and specifications for improvements (Section 3 of each CCR; Annexation Para 2)
Home business
Not explicitly permitted; noxious or offensive trade prohibited (nuisance clause) (Section 6 (Nuisances) prohibits noxious )
Signs & flags
One sign per lot for sale/rent, max 9 sq ft; Developer may erect larger signs for advertising; occupant name signs and lot numbers allowed as per zoning (Section 10 (Sec3) or Section 10 (Sec2, S)
Setbacks / home size
Building lines and easements as shown on subdivision plat; no fences within front/side setbacks (Section 7 and Section 14 (fence setback))
Maintenance
Not explicitly assigned; likely owner responsibility (Not specified)
Use restrictions
Yes; lots used for private single-family residential purposes only (Section 1 of each CCR)
Amendments
Covenants effective until December 31, 2044 (Sec3) or 2035/2037 (other sections) with automatic 10-year extensions unless majority of lot owners agree to change in recorded instrument; Association cannot amend certain restrictions (common a (Section 13 (Sec3) or Section 13 (Sec2, S)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Flat Rock Ridge is a homeowners association in Middletown, KY.

HOAproxy has 5 documents on file for Flat Rock Ridge: 5 CC&Rs. Last updated 2026-06-18.

Governing documents

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