Cottages at Shoal Creek

Panthersville, GA

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Key facts from Cottages at Shoal Creek's documents

Reflects the 2021 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Mandatory Membership Homeowners Association (Notice at p.702: 'THIS INSTRUMENT ESTABL)
Developer / declarant
Cottages at Shoal Creek, LLC, a Georgia limited liability company (Article 1.8, preamble (p.706-707))
Governing law
Not submitted to the Georgia Property Owners' Association Act, O.C.G.A. §44-3-220 et seq. (Notice at p.702: 'DOES NOT SUBMIT THE CO)
Assessments & dues
Not set in Declaration; determined annually by Board budget. (Article 4.3, 4.4)
Special assessments
Board may levy for unbudgeted/unanticipated expenses. If total special assessments per Lot in a fiscal year exceed general assessment, must be approved by 2/3 Total Association Vote and Declarant. Exception for insurance-related under 8.3. (Article 4.5)
Collections & liens
Unpaid assessments (plus costs, interest, attorneys' fees) constitute a continuing lien on the Lot. Recording of Declaration gives record notice. No further claim of lien required to perfect, but Association may file one. Association may fo (Article 4.2, 4.7, 4.8)
Reserves & fees
General assessments may include establishment of reserve funds as Board deems proper (Article 4.4). No mandatory reserve schedule. (Article 4.4(j))
Pets
Yes, but subject to regulations; Article 7.5 titled 'ANIMALS AND PETS'. (Table of Contents: Article 7.5 ANIMALS A)
Leasing & rentals
Yes, but subject to restrictions; Article 7.29 titled 'LEASING RESTRICTIONS'. (Table of Contents: Article 7.29 LEASING )
Parking & vehicles
Likely restricted; part of parking rules. (Article 7.4)
Fences
Regulated; Article 7.15 titled 'FENCES'. (Table of Contents: Article 7.15 FENCES, )
Architectural approval
Yes, for any exterior construction, alteration, addition (including staking, clearing, grading, building, exterior painting, fencing, landscaping removal) unless installed by Declarant or specifically permitted. (Article 6.1)
Home business
Not explicitly prohibited; likely limited by residential use restriction. (Article 7.2)
Signs & flags
Restricted; Article 7.3 titled 'SIGNS'. (Table of Contents: Article 7.3 SIGNS, p.)
Use restrictions
Section 7.2 is titled 'RESIDENTIAL USE'; exact text not extracted but implied for single-family. (Table of Contents: Article 7.2 RESIDENTI)
Voting & meetings
One vote per Lot owned. May be suspended for delinquent assessments or infractions. When more than one owner, vote exercised as they determine. (Article 3.2; Article 4.8 (suspension))

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Cottages at Shoal Creek is a homeowners association in Panthersville, GA.

HOAproxy has 1 document on file for Cottages at Shoal Creek: 1 CC&R. Last updated 2026-06-17.

Governing documents

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