Cross Creek Lake Estates

Key facts from Cross Creek Lake Estates's documents

Reflects the 2013 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

HOA (Definition of 'Association' as Homeowner)

Governing law

Florida Statutes Chapter 720 (Homeowners' Association Act) (Art. V Sec. 1, 7, 9; Art. V Sec. 2(a); A)

Assessments & dues

Not fixed; set by Board of Directors as operating expenses. (Art. V Sec. 1, Sec. 5, Sec. 6)

Special assessments

Allowed; before turnover, special assessments require majority approval of non-Developer owners at a meeting with quorum. (Art. V Sec. 2)

Collections & liens

Yes; assessment creates a lien on the Lot; can be foreclosed like a mortgage; also personal obligation. (Art. V Sec. 1, Sec. 7)

Reserves & fees

Required for periodic maintenance, repair, replacement of Common Areas improvements per Chapter 720. (Art. V Sec. 2(a))

Pets

Yes; no more than two household pets (dog, cat, domestic bird). No commercial purpose, must not become nuisance. (Art. VI Sec. 8)

Leasing & rentals

Yes, per Section 18 (details not fully shown). (Art. VI Sec. 18)

Parking & vehicles

Prohibited except temporary pick-up/delivery and commercial services. Vans for personal use allowed if in acceptable condition per Board. (Art. VI Sec. 10)

Fences

Only fences to conceal HVAC/pool equipment permitted; chain link prohibited unless installed by Developer. (Art. VI Sec. 12)

Architectural approval

Yes; Architectural Control Committee must approve all exterior changes, new construction, alterations. (Art. VII)

Home business

Prohibited; 'No building constructed on a Lot shall be used except for residential purposes' and Business Use Section 23 prohibits. (Art. VI Sec. 2, Sec. 23)

Signs & flags

Prohibited except: approved identification/address signs, Developer sales signs, Association signs, security signs within 10 feet of entrance, and institutional mortgagee signs. (Art. VI Sec. 6)

Maintenance

Association maintains Common Areas; Owner maintains Lot and improvements except Association may elect to maintain Lot landscaping. (Art. IV Sec. 3, Sec. 6)

Use restrictions

Yes; Lots and buildings for single-family residential use only. (Art. VI Sec. 2)

Voting & meetings

Class A: one vote per Lot (owners other than Developer). Class B: Developer has one vote plus 16 votes per Lot owned; terminates at 90% sold, 30 years, or Developer election. (Art. III Sec. 2)

Amendments

Amendments require instrument in writing signed by not less than two-thirds (2/3) of the votes in the Association (per typical language; see Art. XII Sec. 4) (Art. XII Sec. 4 (text not fully extracte)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.