Four Lakes S/D

Key facts from Four Lakes S/D's documents

Reflects the 2006 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

Single-family residential subdivision with homeowners association (Recitals: 'single family residential com)

Governing law

Not explicitly stated; recorded in Indian River County, Florida; likely Florida Statutes Chapter 720 (HOA) applies (General context)

Age restriction

Not present; community is not age-restricted (No mention of age restriction)

Assessments & dues

Board of Directors fixes annual assessments; budget prepared and furnished to Members (Article IV Section 3 (A) and (D))

Special assessments

Yes, for capital improvements; requires 2/3 vote of Members; written notice at least 30 days in advance (Article IV Section 4)

Collections & liens

Yes, unpaid assessments become a continuing lien on the Lot; Association may foreclose; personal obligation of Owner (Article IV Section 8 (E)(1): 'may record)

Reserves & fees

Allowed for major repairs, deferred maintenance, emergency repairs, and other purposes as determined by Board (Article IV Section 2: 'Association may e)

Pets

Yes, dogs, cats, and pet birds in reasonable numbers as pets; no other animals, livestock, birds, or fowl (Article VIII Section 2)

Leasing & rentals

Not explicitly permitted or prohibited; but outbuilding cannot be used for rental separately from principal structure (Article VIII Section 1: 'No outbuilding )

Parking & vehicles

Service or construction trucks allowed in normal course of business; no heavy equipment except during construction (Article VIII Section 4: 'except service )

Fences

Subject to ARC approval; composition, location, color, design, structure, height must be consistent with surrounding materials (Article VIII Section 14)

Architectural approval

Yes, for all Improvements including buildings, fences, pools, screen enclosures, landscaping changes, etc. (Article VII Section 2)

Home business

Prohibited (no business conducted on any part thereof) (Article VIII Section 1)

Maintenance

Association may provide repair and replacement if needed to preserve neighborhood quality; owner has 30 days to perform at own cost (Article V Section 1)

Insurance

Not detailed; Association may maintain insurance on Common Properties (Article XI Section 1: 'Insurance Coverag)

Use restrictions

Yes, single family residential living units; no business or commercial building; no garage sales (Article VIII Section 1: 'may be used for)

Voting & meetings

Class A (Owners): one vote per Lot; Class B (Developer): five votes per Lot until sold, then converts to Class A (Article III Section 2)

Amendments

Article XII Section 7 (amendment) – not fully provided; likely requires owner vote; check Table of Contents for Article XII Section 7 'AMENDMENT' (Table of Contents: Article XII Section 7)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.