Snug Harbour Subdivision

Panacea, FL

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Key facts from Snug Harbour Subdivision's documents

Reflects the 1990 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Subdivision (Snug Harbour Subdivision)
Legal name
SNUG HARBOUR HOMEOWNERS ASSOCIATION OF SHELL POINT, INC. (Article I Section 1)
Developer / declarant
WT and T Enterprises, Inc., Shell Point Victorian Homes, Inc., Thomas D. Watry, and E. Ann McLemore (Declarants in first WHEREAS)
Assessments & dues
$17.10 per month unimproved, $65.00 per month improved (Article IV Section 3)
Collections & liens
Assessment creates lien; Association may foreclose (Article IV Section 1 and Section 8)
Architectural approval
Yes, for any building, fence, wall, or other structure (Article V)
Setbacks / home size
1400 square feet of enclosed living area, but may be reduced to 1100 by architectural committee (Article V)
Voting & meetings
Two classes: Class A (one vote per lot for owners except declarants), Class B (three votes per lot for declarants until conversion) (Article III Section 2)
Amendments
During first 20 years: 90% of lot owners; thereafter: 75% of lot owners (Article VI Section 3)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Snug Harbour Subdivision is a homeowners association in Panacea, FL.

HOAproxy has 1 document on file for Snug Harbour Subdivision: 1 CC&R. Last updated 2026-06-21.

Governing documents

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