Seclusion Bay S/D

Miramar Beach, FL

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Key facts from Seclusion Bay S/D's documents

Community type
Covenant / Planned Community
Legal name
Seclusion Bay Subdivision
Developer / declarant
Handy Storage Development, Inc.
Governing law
Florida (implied) (Declaration recorded in Walton County, F)
Assessments & dues
Initially set by Declarant prior to first lot conveyance; thereafter determined by Board annually (Article VIII, Section 3)
Special assessments
Levyable by majority vote of Board for capital improvements; also special assessment upon sale of lot equal to 2 months maintenance (Article VIII, Sections 4 and 5)
Collections & liens
Unpaid assessments become a lien on the lot; Association has power of sale (Article VIII, Section 9.B and 9.C)
Reserves & fees
As determined by Board (Article VIII, Section 9.A)
Pets
Only dogs, cats, and other customary household pets; no fowl, reptiles, livestock (Article VI, Section 11)
Leasing & rentals
Yes, subject to rules and regulations established by Association; lease must be in writing and subject lessee to Declaration and rules (Article VI, Section 16)
Parking & vehicles
Prohibited overnight (Article VI, Section 8)
Architectural approval
Yes, for any construction, modification, alteration affecting exterior (including painting, antennas, signs, fences, landscaping changes) must have written DRB approval (Article VII, Section 1)
Home business
Allowed as home occupation subject to restrictions: incidental, no exterior change, max 25% of living area, no excess traffic, no nuisance (Article VI, Section 4)
Signs & flags
Only one sign of not more than 4 square feet for sale/rent or builder sign; DRB approval required; exempt for Declarant and Association (Article VI, Section 15)
Setbacks / home size
As shown in Design Guidelines; no deviation from approved site plan without DRB consent (Article VI, Section 5)
Maintenance
Owner responsible for exterior and interior of home and Lot; Association responsible for common parking, stormwater drainage, and Common Areas (Article III, Section 1.A and 1.B)
Insurance
Association may obtain casualty insurance for Common Areas at its discretion (Article VIII, Section 11.A)
Use restrictions
Each lot shall be used, improved and devoted exclusively to residential use; Declarant may convert to commercial (Article VI, Section 1.A)
Amendments
75% vote of owners; requires Declarant consent as long as Declarant is an Owner; Declarant may unilaterally amend within 2 years of execution for conformity (Article X, Section 3)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Seclusion Bay S/D is a homeowners association in Miramar Beach, FL.

HOAproxy has 1 document on file for Seclusion Bay S/D: 1 CC&R. Last updated 2026-06-17.

Governing documents

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