Cowford Farm Estates Homeowners Association

Miramar Beach, FL

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Key facts from Cowford Farm Estates Homeowners Association's documents

Reflects the 2006 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Homeowners Association (HOA) – equestrian farm development (Title and 'WHEREAS' paragraph: 'COWFORD )
Legal name
COWFORD FARM ESTATES HOMEOWNERS ASSOCIATION, INC. (Article I, a)
Units / lots
18 unplatted equestrian tracts plus 2 outparcels (Phase 1); future phases may be added (WHEREAS paragraph: 'Phase 1 of the Farm )
Developer / declarant
DISMAL CREEK, LLC, a Florida limited liability company (Opening paragraph)
Governing law
Chapter 720.301, et seq., Florida Statutes (Article I, Section j (Definition of Deve)
Assessments & dues
$435.00 per Tract/Parcel/Lot initially (Article IV, Section 4)
Special assessments
May be levied by Association in addition to annual assessments (Article IV, Section 5)
Collections & liens
Association may record lien and foreclose like mortgage (Article IV, Section 8)
Reserves & fees
$25.00 one-time fee for new Owners acquiring title from any source other than Developer (Article IV, Section 10)
Fences
Must comply with Design Guidelines; no separate approval if like Developer's fence around Pasture Two (Article V, Section 1c-7)
Architectural approval
Yes, ARB approval required for any building, fence, wall, driveway, gate, landscaping, etc. (Article V, Section 1c-4 and Section 4a)
Signs & flags
For sale and for rent signs generally prohibited; ARB shall designate a central place for such information posting (Article V, Section 3 c 8)
Setbacks / home size
For tracts of 4 acres or more: no construction within 100 feet from centerline of Cowford Road; no construction within 50 feet from any side line of any Tract (Article V, Section 3 c 6)
Use restrictions
Implicit: farm/equestrian residential; no explicit restriction but use must not be noxious (Article V, Section 1c-10 (General Restri)
Voting & meetings
Weighted: Tract 1-17 Owners – 1 vote each; Tract 18 Owner – 5 votes; Outparcel #1 Owner – 6 votes; Outparcel #2 Owner – 10 votes; other provisions per Bylaws (Article III, Section 2)
Amendments
During Development Period: by Developer alone, no owner consent. After: by majority of voting interests (owners) via recorded instrument. Developer consent required for amendments affecting Developer's rights after Development Period. (Article VII, Section 1)
Amenities
Common Area: Pasture One, Pasture Two, barn with stalls, feed bins, tack lockers; equestrian use (Article I, Section o and Article VI, Sec)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Cowford Farm Estates Homeowners Association is a homeowners association in Miramar Beach, FL.

HOAproxy has 1 document on file for Cowford Farm Estates Homeowners Association: 1 CC&R. Last updated 2026-06-17.

Governing documents

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