Cove at Santa Rosa Beach

Miramar Beach, FL

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Key facts from Cove at Santa Rosa Beach's documents

Community type
HOA (homeowners association) (Section 1.02 Association definition)
Developer / declarant
Wadhew Development, LLC, a Florida limited liability company (Opening paragraph)
Governing law
Florida Statutes Chapter 720 (Section 9.11 and Bylaws 12.5, 12.7)
Assessments & dues
Declarant guarantees first 6 months total General Assessments ≤ $325 per quarter ($1300/year) per lot (Section 9.11)
Special assessments
Permitted for capital improvements (subject to member vote thresholds) and emergency (by 2/3 Board vote) (Section 9.04)
Collections & liens
Assessment charge becomes lien upon recording of claim of lien; foreclosable like mortgage (Section 9.09(b)(c))
Reserves & fees
Required; to be included in budget and collected as part of quarterly General Assessment; reserves for one purpose may not be used for another without majority vote except emergency (Section 8.03)
Pets
Dogs, cats, other household pets allowed (not commercial); no livestock/poultry; must be leashed when off owner's lot; waste must be collected; Association may designate walking areas and restrict tenants' pets (Section 4.05)
Leasing & rentals
Allowed consistent with applicable law (Section 4.01)
Parking & vehicles
Automobiles, golf carts, regular sized passenger trucks may park in garage or driveway or designated spaces; no parking on roadways overnight; no commercial vehicles with lettering except in garage; only current license/registration; no veh (Section 4.07)
Architectural approval
Yes; any exterior modification (including painting, landscaping, antennas, solar panels, etc.) must be approved in writing by Architectural Review Committee or Board (Section 5.01)
Home business
Not explicitly addressed; signs for business prohibited (Section 4.06)
Signs & flags
Small address/owner signs permitted; all others require prior written approval; Declarant may post advertising while owning property (Section 4.06)
Setbacks / home size
Refer to Plat restrictions; preservation areas, setbacks, landscape buffers as shown on Plat (Section 4.13)
Maintenance
Association responsible for Common Area; Owner responsible for Lot (exterior and interior maintenance) (Sections 7.01 and 7.02)
Insurance
Each Owner shall maintain fire and windstorm insurance on improvements in amount not less than full insurable value (replacement), and provide evidence on request (Section 10.06)
Use restrictions
Lots for residential dwelling units only; short-term rentals allowed; model homes and real estate office also permitted (Section 4.01)
Voting & meetings
Two classes: Class A (1 vote per lot), Class B (Declarant, 6 votes per lot until conversion) (Section 6.02)
Amendments
Supplemental declarations for annexation permitted; amendment of Declaration itself not explicitly provided in this excerpt (likely in later articles) (Section 2.03)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Cove at Santa Rosa Beach is a homeowners association in Miramar Beach, FL.

HOAproxy has 1 document on file for Cove at Santa Rosa Beach: 1 CC&R. Last updated 2026-06-17.

Governing documents

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