St James Island Homeowners Etc

Key facts from St James Island Homeowners Etc's documents

Community type

Homeowners Association (Sub-Association under Master Declaration) (Article I, Section 4: 'the Association i)

Developer / declarant

Oak Harbor Villas Community, Inc. (Introductory paragraph)

Assessments & dues

Set by Board based on annual budget; each Lot same amount divided by number of Lots conveyed to non-Declarant Owners (Article VII, Section 4: 'each Lot shall )

Special assessments

Permitted for capital improvements, unexpected repairs, common expenses, etc.; same basis as Annual Assessment unless Board determines otherwise (Article VII, Section 5)

Collections & liens

Assessment lien on Lot; Association may foreclose; personal obligation passes to successors (Article VII, Section 12.A and 12.E)

Reserves & fees

Referred to; Board may create reserves; capital reserve account for initial capital contributions; investment permitted (Article VII, Section 9 (reserves), Secti)

Leasing & rentals

Not explicitly regulated in provided text (No provisions for leasing restrictions f)

Parking & vehicles

Common Areas include off-street parking areas; no specific parking restrictions for Owners (Article I, Section 7: 'Common Areas... i)

Architectural approval

Yes, Architectural Review Board (Master Architectural Review Board) controls architectural and landscaping changes; Owner must obtain approval (Article X, Section 1: 'Architectural Con)

Home business

Prohibited: no business may be conducted on any part of the Property (Article IX Section 2)

Signs & flags

Declarant may post signs; no general rule for Owners (Article IV, Section 10.C: 'to post signs)

Setbacks / home size

Subject to Master Declaration and architectural controls, not detailed here (Article III: 'the Property shall be subj)

Maintenance

Not explicitly assigned; likely Owner responsibility as part of 'Improvements' on Lot (General)

Insurance

Association keeps all improvements on Common Properties insured against fire and other casualty for full insurable replacement value; flood insurance if in special flood zone; comprehensive general liability insurance of at least $5,000,000 (Article VI, Sections 1, 2, 3)

Use restrictions

Association has right to abate or eliminate any nuisance as deemed necessary by the Board (Article IV, Section 12: 'abate or elimin)

Voting & meetings

Each Owner is a Member of the Association; Declarant has voting rights as long as it owns Property (Article I Section 22, 23; Article XIII S)

Amendments

Declarant may execute and record Supplemental Declarations or Amendments to add or remove property, correct errors, impose further restrictions; also general amendment procedure in Article XVIII (not fully provided) (Recitals G and Article XVIII, Section 3 )

Amenities

Oak Harbor Club (club facilities); golf course; Common Areas include recreational facilities, open spaces, off-street parking, private streets, entrance features, sidewalks, street lights, drainage easements, traffic islands (Article I, Section 7 (Common Areas); Art)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.