Estes Reserve

Key facts from Estes Reserve's documents

Reflects the 2025 governing documents — figures and rules are as originally recorded and may have changed since.

Community type

residential single-family community (Recitals para B)

Governing law

Florida Statutes (Chapter 720 referenced indirectly) (Sections 1.32 (Turnover), 3.3, 5.2.9, 8.)

Age restriction

Not present (Not found)

Assessments & dues

Maximum initial Annual Assessment: $400 per lot (until January 1 following first lot sale) (Section 8.4)

Special assessments

Requires prior approval of 2/3 of members voting at meeting with 30 days written notice. (Section 8.7)

Collections & liens

All assessments become a continuing lien on the lot and personal obligation of owner. (Section 8.1)

Reserves & fees

Required: Annual assessments may include reserves for capital expenditures/deferred maintenance. Must maintain separate accounts for major capital repair/replacement of streets and Surface Water Management System. (Section 8.10, 5.2.9 references)

Pets

Yes, but subject to restrictions (Section 10.14). (Section 10.14)

Leasing & rentals

Yes, subject to restrictions (Article XII). (Section 12.1)

Parking & vehicles

Probably restricted under Section 10.19 (Section 10.19)

Fences

Subject to ACC approval (Section 10.9); walls and fences must comply. (Section 10.9)

Architectural approval

Yes; Architectural Control Committee (ACC) approval required for construction, alterations, landscaping, etc. (Article IX). (Sections 9.1, 9.6, 9.7, 9.8)

Home business

Not explicitly prohibited, but must comply with restrictions; see also Section 10.36 (sales/marketing activities limited). (No direct mention)

Signs & flags

Subject to regulations (Section 10.15). (Section 10.15)

Maintenance

Not explicitly; likely Owner responsibility as part of Lot maintenance. (Not specified)

Insurance

Association must maintain insurance for Common Area, liability for streets, sidewalks, Surface Water Management System, etc. (Section 11.1). Minimum liability $1,000,000/$2,000,000 for those items (Section 5.2.6). (Sections 11.1, 5.2.6)

Use restrictions

Yes; lots are for single-family residences. (Section 10.1)

Voting & meetings

Two classes: Class A (owners) - 1 vote per lot; Class B (Developer) - votes equal to total Class A votes plus 1. Class B converts to Class A upon 90% lot conveyance or Developer election. (Section 3.2)

Amendments

By Association (usually majority vote per Section 15.1?), by Developer unilaterally while Class B exists (15.3), to comply with government (15.2), to correct errors (15.4). Limitations: cannot impair mortgagee rights or change assessment st (Article XV)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.