Cobble Creek Homeowners Association, Inc

What Cobble Creek Homeowners Association, Inc's governing documents say

Cobble Creek is a standard single-family homeowners association (HOA) in Montrose, Colorado. This document is a compilation of annual disclosures, board policies, and a fee schedule that explains how the HOA adopts rules, enforces covenants, and fines violations. It binds all homeowners in the community.

• Annual assessments & fees: Per-unit assessments are $772 per year, paid annually or in quarterly installments of $193. There are currently no special assessments. A transfer fee of $150 is due at closing.
• Covenant enforcement & fines: Violation enforcement starts with a courtesy letter, then a $50 fine after 30 days, a $150 second fine, and a $300 third fine. Fines escalate for uncured violations. The HOA may send certified letters and file a lien for combined dues and fines over $1,000.
• Rule adoption & amendment: The Board can adopt, amend, or repeal rules at a meeting or by written consent. Owners get written notice and the new rule takes effect 30 days after publication. The Declaration controls over any policy conflict.
• Dispute resolution & hearings: Owners have 30 days to correct a violation or request a Board hearing. The policy encourages neighborly resolution of disputes that don’t affect the whole community.
• Owner liability for tenants: Owners are responsible for fines caused by their tenants' non-compliance. The HOA will send violation letters to both owner and tenant.
• What this document doesn't cover: This annual disclosure and policy packet doesn’t include the full recorded Declaration, Bylaws, or detailed Rules & Regulations (like landscaping, parking, pets, or architectural standards). Those documents are available on the HOA website or by request.

Plain-language summary generated from the governing documents on file for this community. It may be incomplete and is not legal advice — read the full documents below or consult the official recorded versions.