Chesser Reserve

Chelsea, AL

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Key facts from Chesser Reserve's documents

Reflects the 2014 governing documents — figures and rules are as originally recorded and may have changed since.

Community type
Residential subdivision with attached Townhomes and detached Carriage Homes (Recitals, Paragraph 11; Definitions 1.11)
Units / lots
Not explicitly stated; but lots described include Townhome Lots and Carriage Home Lots (Recitals; Plats definition 1.29)
Assessments & dues
Annual Assessments determined by Board based on estimated Common Expenses; Special Assessments approved by Board or Owners; Individual Assessments for certain maintenance (Sections 8.1 – 8.6)
Special assessments
Permitted; can be levied by Board in emergency or for capital improvements; may require majority vote of Owners if not emergency (Section 8.5)
Collections & liens
Association has a lien on each Lot for unpaid Assessments; may foreclose (Section 8.1, 8.8)
Reserves & fees
Building Maintenance Reserve Fund for Townhome exterior maintenance; other reserves may be created (Definitions 1.9; Section 8.2(b))
Leasing & rentals
Yes, subject to restrictions (Section 6.27 (Subdivision and interval o)
Parking & vehicles
Not allowed unless designated by Association (Section 6.13)
Fences
Fences allowed only with ARC approval; subject to height, materials, and design standards (Section 6.15)
Architectural approval
Yes, for all exterior improvements (Section 5.5(a))
Home business
Not explicitly prohibited; general restriction on nuisances and commercial activity implies restrictions (Section 6.1 (Use Restrictions))
Signs & flags
Prohibited except for certain allowed signs (e.g., real estate signs, builder signs) subject to ARC approval (Section 6.25)
Setbacks / home size
Building setbacks as shown on Plats and per governmental regulations; zero lot line possible for Carriage Homes (Section 6.4; Section 3.3(b))
Maintenance
For Townhomes: Association responsible for roof maintenance and repair (Exterior Building Maintenance); for Carriage Homes: Owner responsible (Definition 1.18; Section 7.1)
Insurance
Association shall maintain insurance on Common Areas including property, liability, and Directors and Officers liability (Section 9.5)
Use restrictions
True; Lots and Dwellings for single-family residential use (Section 1.17 (Dwelling definition); Arti)
Voting & meetings
One vote per Lot; Developer has one vote per Lot owned; only one vote per Lot regardless of multiple owners; fractional voting prohibited (Section 4.3)
Amendments
By Developer alone (amendment to add property or modify restrictions on its lots) (2.2, 2.3); by Association with 2/3 vote of Owners, but subject to Developer's rights (10.3); certain amendments require Mortgagee consent (10.4) (Article X)

Extracted from the recorded governing documents and cited to them; may be incomplete and is not legal advice — verify against the official documents below.

About this HOA

Chesser Reserve is a homeowners association in Chelsea, AL.

HOAproxy has 2 documents on file for Chesser Reserve: 1 amendment and 1 CC&R. Last updated 2026-06-12.

Governing documents

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